AL’UMMA
AL’UMMA

Stokvel management built on community and accountability.

Track contributions, interest, and expenditure with clear financial-year statements. Assign Chairperson/Treasurer/Secretary roles and keep changes governed with approvals.

What you can do with AL’UMMA

Everything your stokvel needs to stay organised and transparent.
Member roles & invites
Invite members and assign executive roles with clarity.
Contribution tracking
Record payments per cycle/month and view member statements.
Financial statements
See totals per financial year, breakdowns, and history.
Interest & expenditure
Capture spending and interest earned, with comments.
Governed changes
Executive approval workflows for key configuration changes.
Start from a balance
Optionally set a starting balance and build from today.

How it works

1. Create your stokvel and set contribution rules.
2. Invite members and assign executive roles.
3. Track contributions, spending, and interest with live statements.
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